Car Insurance Myths You Should Stop Believing in 2025
Car Insurance Myths You Should Stop Believing in 2025 By Herman Bell Insurance Agency When it comes to car insurance , misinformation spreads faster than a speeding ticket. From myths about color affecting premiums to misconceptions about who’s covered in an accident, many drivers are making decisions based on outdated or incorrect information. At Herman Bell Insurance Agency , we believe knowledge is your best protection. As we move into 2025, it’s time to set the record straight on some of the most common car insurance myths that could be costing you money or leaving you underinsured. Myth #1: Red Cars Cost More to Insure One of the most popular myths in car insurance is that red cars have higher insurance premiums . The truth? Color has no impact on your insurance rate. Insurance companies base your premium on factors such as: The make, model, and year of your car Your driving history and claims record Your location and average mileage Coverage type and deductib...